Irmaa 2025 Medicare Rates Brackets. The amount you pay for medicare premiums depends not only on the standard rates but also on your modified adjusted gross income (magi) from two years prior. Medicare expert jae oh shares what’s new and how to adjust.
In 2025, the medicare irmaa brackets will be adjusted based on the income you reported two years prior, which means your 2023 income will determine your irmaa for 2025. Irmaa is a surcharge added to your medicare parts b and d premiums, based on income.
